Ready to apply
Begin your preapproval application.
When you want a lender to look at your actual numbers, this is the step. You can still talk things through first if you'd rather.
What to expect
- Basic details about you, your income, and what you owe each month
- A few questions about the home or price range you have in mind
- Your consent before any credit is checked — you choose when
- Most people take 15 to 20 minutes
Finishing the application does not mean you are approved. It means a lender now has what they need to review your situation and tell you where you stand.
Not sure yet?
There is no rush. You can read through how mortgages work, run the numbers yourself, or start with the free Starter Kit.